Lapsing

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  • pdf CR341 - Lapsing
    Life assured not having paid a premium for the month in which he died - 30 day grace period running during that month - was the insurer’s decision to decline the claim justified? (CR341)
  • pdf CR328 - Lapsing
    Whether insurer’s conduct in having accepted late premiums in an earlier period, and in accepting arrangements to pay arrears, indicated a waiver of its right to regard the policy as having automatically lapsed according to its terms – onus on complainant to prove conduct showing unequivocal intention to waive, and consistent with no other hypothesis.(CR328)
  • pdf CR255 - Lapsing of policy
    Lapsing of policy - Complainant repeatedly having failed to pay premiums - insurer always accepting double premiums thereafter - insurer held to have waived lapsing provision (CR255)
  • pdf CR253 - Lapsing of policy
    Lapsing of policy - Implications of acceptance of late payment (CR253)
  • pdf CR295 - Policy lapsing due to non-payment of premiums
    Policy lapsing due to non-payment of premiums when complainant in hospital for diabetes-related amputation - insurer initially refusing to reinstate, but later exercising its discretion in his favour - parties agreeing that arrear premiums be deducted from the sum assured at time of any claim - insurer waiving reliance on diabetes as pre-existing (CR295)
  • pdf CR105 - Whole life policy made paid-up for reduced benefits
    Whole life policy made paid-up for reduced benefits - Policy kept in force until funds in the accumulation account were depleted - policy lapsed - complainant expected paid-up value to increase with bonuses (CR105)
  • pdf CR104 - Wanbetaling van premies
    Wanbetaling van premies - Verval van polis (CR104)
  • pdf CR103 - Lapsing - interpretation
    Lapsing - interpretation - Life insured no longer eligible - reinstatement with full cover (CR103)
Relevant Notes & Papers

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