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CR223 Interest – complainant cancelled during the cooling-off Background 1. The complainant had signed an application form on 6 April 2005 for a “Sinking Fund” policy. It later transpired that someone other than the complainant or his adviser had completed the investment portfolio detail as “Money Market Fund”. 2. What in effect had happened was […]Read More
Insurable interest – “spouse” – divorce – whether cover in respect of a “spouse” terminates, on the basis of absence of insurable interest, when that person no longer meets the requirements of a spouse as defined in the contract. Background The complainant was a participant/member of a group life scheme in terms of which he […]Read More
CR136 Funeral insurance – insured life wrongly described as spouse of principal insured – agency – vicarious liability of insurer for agent’s misrepresentation Background The complainant was the nominated beneficiary and premium payer in terms of a funeral policy. His wife was the policyholder and principal insured but he was actually the driving force during […]Read More