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CR165 Refund of premiums – non-disclosure of material facts

CR165 Refund of premiums – non-disclosure of material facts – contract rescinded – premiums forfeited in terms of a penalty clause – reduction of penalty –interest on premiums? Background The insured applied for several policies including two key man policies. He warranted the truth and accuracy of all information furnished by him and also that […]

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CR49 Refund of premiums – cancellation of contract by insurer on the grounds of non-disclosure.

CR49 Refund of premiums - cancellation of contract by insurer on the grounds of non-disclosure. Background The insured took out a life policy but failed to disclose certain material information. The insurer cancelled the contract and invoked a clause providing that the insured forfeited all premiums if the contract is cancelled on the grounds of [...]

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