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CR360 Suicide Clause

CR360 Suicide Clause Insurer not liable for any delay in issuing of policy or provision of incorrect commencement date to insured. The insured, a farmer, applied for a policy through his broker, requesting a commencement date of 1 December 2009. Upon receipt of the application on 30 November 2009, the insurer requested a short medical […]

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CR252 Suicide – exclusion clause – onus of proof.

CR252 Suicide – exclusion clause – onus of proof. Claim repudiated on insurer’s presumption of suicide, based on post-mortem and police report – onus on insurer to prove suicide exclusion applied – insufficient evidence to prove suicide on a balance of probabilities – unreasonable in circumstances to await inquest report Background After her daughter died […]

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